The review process is designed to ensure we remain updated on the major events in your life and of those closest to you. Ultimately, we want to make sure your financial plan continues to provide future wealth, security and desired outcomes for you and your family.
Review of your Goals and Objectives
Like any good plan, we go back to your original goals and objectives to see how we are performing against those targets. This enables us to check off achievements, re-align goals to changing circumstances or establish new goals and objectives for the future.
We want you to continue enjoying the lifestyle you lead today into retirement and beyond. There will be various factors affecting your retirement nest egg from the economic market right through to your day to day activities. The review process will keep us aligned to your retirement ideals and objectives.
Estate Planning is about more than just having a will. It is important to understand the legal requirements so that your assets are passed onto beneficiaries as per your specifications and in a tax effective manner. We will review your estate plan so it continues to meet your individual circumstances.
Risk Management & Insurance
Protection of your income and assets are paramount for peace of mind. Particularly in the accumulation stage of your life, it’s comforting to know your family and estate will be taken care of in the event of any unforeseen circumstances. Your insurance requirements will change over time and it is important your insurance cover provides for these changing needs.
Economic Update and Market Outlook
Today there is a minefield of sources providing information about the market – but which do you trust? How does the changing market and economic environment affect your personal circumstances? We will provide you with relevant information about the economy and investment trends and relate it back to your personal circumstances.
Tax legislation is complex and constantly changing. Leave it to our professional partners to ensure the tax efficiency of your income and investments over time.
Asset Allocation Review and Portfolio Snapshot
Over time different asset sectors produce different rates of return and will change in terms of risk and volatility. As such, your portfolio is never stagnant and it is important we ensure your investment remains in line with your risk tolerance, goals and objectives.
Review Your Financial Health
Being fit and healthy doesn’t just
apply to your body and mind! During this step in the process we look at your current net worth and investment portfolio performance to get an understanding of your current financial position.